I am currently going through underwriting with my lender. This is a 5% down conventional loan on a $415,000 house.
Oh yes they call your boss. (or your HR)
Oh yes they ask for your employment verification form.
Did your parents help with the downpayment? Oh yes they want to know how did they make that money and they want to see their bank statements too.
Are you self-employed? Oh yes, they need twice as much documents as that a regular employee.
Did you use inspection report to bargain with the seller? Oh yes they want a contractor to sign a letter saying everything is okay, and they will fix that this week.
Conditional approval? Congrads, they are going to come back for more.
Have you borrowing!
(I am so doing seller financing from now on.)
Oh yes you do.
A good landlord should:
– have a professional accounting system (so you know your money is being recorded properly)
– have a legal binding lease agreement (so you know your rights are protected)
– have a move-in & move-out inspection form (so you don’t have to argue about carpet cleaning/junk removal)
– have a reliable handyman (so you know the service is fair and trust-worthy)
– is available to gossip with you when needed!
🙂 Befriend your landlord!
(Landlords, these conditions applies to you as well.)
Can’t believe it! I actually hired a virtual assistant from the Philippines!
I have delegated some of my “busy works” to the assistant so that I can sit back and do my marketing! So far the assistant has been doing a great job. She saved at least 3 hours of my time so that I were able to go see 2 houses today and run some bank errands 🙂
What is virtual assistant? What can he/she do for you? My virtual assistant is helping me with simple research, graphic edit, and document edits work right now, in the future, I will ask my virtual assistant to respond to phone calls to collect buyer & seller information, compile background reports, etc!
A good virtual assistant is punctual, professional, and he/she can communicate effectively. If you are interested, let me know. I am happy to introduce you!
|Source: Zilliow.com; demographic information comes from data in the 2000 U.S. Census.|
Spoiler alert! I have been living in Seattle for the past 7 years. I lived in U District (bought my first piece of furniture, a old old wing back chair from a lady in Bryant), Northgate, Central District (23rd and Jackson), and now Greenwood.
I enjoy living in the North Seattle area. But out of the 4 neighborhoods I lived in, Greenwood is my favorite. Hold your breath! (maybe not for too long, just a little bit) I would love to give you a short review on Greenwood, tomorrow!
First, please let me show my love for.. BEER. 😉
More to come. Thx!!
Everyone knows the legendary housing price in Vancouver BC is majorly an result of wealthy immigrants buying homes – booting demand. This is also true in the U.S.. However, just how much demand had correlate to the number of new immigrants in an area? This article finds out for you. Interestingly, you can see the numbers yourself via an interactive map.
Put your own zip code and find out!